Frequently Asked Questions

  1. Should I refinance?
  2. Should I pay points? Does a 0 point/0 fee loan really exist?
  3. What is a FICO score?
  4. Why do interest rates change?
  5. What is the difference between pre-qualifying and pre-approval?
  6. What is a rate lock?
  7. Can my loan be sold? What happens if my lender goes out of business?
  8. What is PMI? Can I get rid of the PMI on my loan?
  9. What is an APR?
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